Friday, August 3, 2012

Other Homeowner Considerations

While most of the factors in calculating home insurance revolve around your dwelling, some have to do with you. Many insurance companies base their rates on demographics such as your marital status, sex, and age. Your credit score may also be used to help determine your insurance costs, so keep it as high as possible. Finally, the overall quality of your home may also come to play when your insurance company decides your rates. Do you have a new home that’s built to last with high quality materials? While you may be paying a pretty penny to actually own your home, your house insurance will probably less expensive than someone’s with an older and less expensive house.

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